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Âé¶¹ÊÓÆµ opened a representative office in Madrid in 2000 and began to actively sell in Portugal in 2004. In just a few years, Âé¶¹ÊÓÆµ became one of the leading reinsurers in Spain and Portugal.


We partner with insurers across underwriting, product development, and financial solutions, helping clients manage risk and optimize capital with the support of Âé¶¹ÊÓÆµ's global research and pricing expertise. Our offering spans individual and group life reinsurance, automated underwriting, and structured financial solutions built around each client's needs. Âé¶¹ÊÓÆµ was rated #1 by insurers in Âé¶¹ÊÓÆµ's target market in the EMEA region on NMG Consulting's 2025 All Respondents Business Capability Index.

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An overhead view of a bustling street in the heart of Madrid, Spain

Meet the team

Whether you want to bring a new product to market, improve the performance of an existing product or better manage your risk and capital through financial solutions, Âé¶¹ÊÓÆµ is your partner. Meet our team to learn more.


Contact Our Experts

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Our location

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Âé¶¹ÊÓÆµ International Reinsurance Company dac
Sucursal en España

Paseo de la Castellana, 81
15th FLOOR – Office 1401
28046 Madrid, Spain

T 34.91.640.4340

What we do

Âé¶¹ÊÓÆµ manages one of the largest in-force blocks in the life reinsurance industry with approximately $3.4 trillion of life reinsurance in force. The company’s mortality and morbidity databases are among the largest worldwide.

Âé¶¹ÊÓÆµ has one of the most experienced underwriting teams of any reinsurer, and the company is the worldwide leader in facultative underwriting, receiving more than 8 million cases since 1979. Âé¶¹ÊÓÆµ also offers: 

  • AURA NEXT, a decision-management platform powered by Âé¶¹ÊÓÆµ's underwriting and analytics expertise. Realize the significant benefits of fast, flexible, and reliable automated underwriting.
  • The Global Underwriting Manual, a comprehensive and easy-to-use resource. 
  • Benchmarking studies that enable clients to compare underwriting teams with peers throughout the industry. 
Learn More

Âé¶¹ÊÓÆµ pioneered the use of reinsurance as a financial management tool and can help you manage your risk and capital through:

  • Capital-Motivated Reinsurance
  • Longevity Reinsurance (In Force Blocks)

At Âé¶¹ÊÓÆµ, we believe in the power of shared knowledge. We help underwriters and actuaries stay abreast of the latest insights, research and trends through conferences and training opportunities. These include Âé¶¹ÊÓÆµâ€™s Learning Gateway framework, as well as newsletters, white papers and articles. 

Learn More

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Explore Our Solution Finder

Better manage your risk and capital. Âé¶¹ÊÓÆµ is a global industry leader specializing in life and health reinsurance and financial solutions that help clients effectively manage risk and optimize capital. Âé¶¹ÊÓÆµ is widely recognized for superior risk management and underwriting expertise, innovative product design, and dedicated client focus. 

Explore Products and Services

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Âé¶¹ÊÓÆµ's Knowledge Center

Explore our extensive collection of articles, white papers, and videos to gain fresh perspectives on risk assessment and risk transfer. 

 

Curious? Explore with Âé¶¹ÊÓÆµ

 

Our Experts Can Help

Clients consistently rank Âé¶¹ÊÓÆµ as the market leader in regional surveys. In 2025, Âé¶¹ÊÓÆµ was rated #1 for the 15th consecutive year on NMG Consulting’s Global All Respondents Business Capability Index, based on feedback from life and health insurance companies worldwide. Curious? Let's have a conversation. 

Contact Us     

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Âé¶¹ÊÓÆµ Around the Globe

Multinational life and health insurers must grow in markets that are increasingly complex. Âé¶¹ÊÓÆµâ€™s Global Accounts augments our local expertise with a global view and a central point of contact. We deliver specialized expertise, deep industry knowledge, and insight into the most disruptive innovations. 

Discover a World of Insight